Knowing our financial needs has always been important but as life expectancy increases and careers become shorter it is now even more important. We...
Month: July 2022
COVID-19 has lessons for money management
Covid 19 has re-taught us many things about human nature that seemed to have been forgotten. Attitudes to masks, social distancing, quarantining,...
How do we save without actively saving
This question is posed and answered by Sendhil Mullainathan and Eldar Shafir in their book Scarcity - The True Cost of Not Having Enough, in...
How does inflation affects you?
Money Matters - “Today I am 56, yesterday I was 20" Jose Mourinho, the extraordinarily successful football manager, said this to Tottenham Hotspur...
What is the connection between Mini motor cars and toilet rolls
Where do our money habits come from? During my apprenticeship accounting days, when I earned very little (less than£2 pw), I became good friends...
It’s not fair Mammy – She got a bigger piece than me!
Any parent with more than one child will probably have heard this. Like a lot of our beliefs about money, the idea of FAIRNESS comes at an early age...
Spend or Save
Do you really need that coffee? The everyday decisions you make impact your savings. To spend or invest? What you do now affects your future...
Have you thought about putting money into your partner’s superannuation account?
There are several tax and economic reasons for doing this, including: You may be entitled to a rebate. It might make retirement planning easier....
The three lines to financial independence
What does financial independence mean? It means different things to different people. My definition is ‘the ability to meet all our expenditure...
Making sure your money lasts longer than your business
One of the advantages of being self-employed or having a small business is that there is no ceiling on your income. You can charge as much as you...
Why anyone can become financially independent no matter where they are now.
Two of the best-known brands in takeaway foods are McDonald’s and KFC. It is worth noting that their founders were ‘late bloomers.’ Ray Kroc...