Can anyone become ‘financially independent’? What does it mean? The short answer is ‘yes’ – for some people. There are some individuals who are...
Bryan Worn
To spend or save: What you do now affects when you can retire and your retirement lifestyle
Why is it that with so much information on money readily and cheaply available, most retirees rely on a government pension to help fund their...
What is the money for anyway?
Early in my financial planning career, I attended a meeting with my boss and one of his clients. This client had just unexpectedly sold his share of...
Is an investment in student accommodation worth the effort?
People sometimes ask me questions about student accommodation as multiple dwelling investment. Whereas I have not done it myself I know some...
Did you suffer a cut to your income in the past twelve months?
I have not had many spells of employment over my working life. However, one of them was a commission renumeration, where I was paid a percentage of...
The Financial Roadmap
Most journeys start out with a destination in mind. Before GPS systems were available, we used maps and street indexes to plot the route to...
How do you value a multiple dwelling investment property?
Professionals such as economists, valuers, investment advisers and accountants have different rules or heuristics for valuing investments. These are...
Is this the best kept secret in residential property investment?
Investment in a house or apartment can be a sound investment. However, the final return is influenced by a number of factors outside the investor’s...
Which is it better to invest in – shares or residential property?
Ask this question to an investment adviser and a property spruiker and they could individually supply you with statistics and charts to show that...
There are similarities between money management and body weight management.
I have battled with weight management since childhood. As I got older, I learned about ‘healthy’ eating and so I try to have a good balanced diet....
What are three things you should do every day in your business?
Three is a powerful number. We use it in many of our conversations and actions. For example, we have “third time lucky” and “three strikes and...
Holiday home – an investment, a curse, or a blessing.
Why might we buy a holiday home? Buying a holiday home usually starts out as an emotional desire. We like the idea of having somewhere to go...